Borrower Guides

Practical resources to help you compare lenders, prepare documents, and avoid common approval delays.

SBA 7(a) Loan Requirements (2026)

Credit, collateral, DSCR, and documentation lenders actually look for.

A practical framework for comparing lenders beyond marketing claims.

When speed matters and when the full 7(a) structure is better.

Exactly what to gather before applying to reduce delays.

How to match lender specialization to your business model.

From prequal to funding: realistic timing by lender type.

How rates are set and how to compare offers correctly.

Pick the right program based on use-of-funds and structure.

How restaurant owners qualify for SBA 7(a) loans — equipment, buildout, franchise, and acquisition financing.