SBA Lenders in California
112 active SBA lenders · 21,927 loans approved · $19.0B total volume
All SBA Lenders in California
| Lender | City | Loans | Total Volume | Avg Loan | Preferred |
|---|---|---|---|---|---|
| Lendistry SBLC, LLC | Los Angeles | 3,169 | $660.2M | $208K | ⭐ |
| Harvest Small Business Finance, LLC | Laguna Hills | 2,061 | $2.2B | $1.1M | ⭐ |
| Bank of Hope | LOS ANGELES | 1,716 | $1.4B | $807K | ⭐ |
| CDC Small Business Finance Corp. | San Diego | 1,644 | $262.2M | $159K | ⭐ |
| Hanmi Bank | LOS ANGELES | 1,166 | $1.1B | $921K | ⭐ |
| Five Star Bank | Rancho Cordova | 1,150 | $357.3M | $311K | ⭐ |
| Commonwealth Business Bank | LOS ANGELES | 980 | $1.2B | $1.3M | ⭐ |
| East West Bank | PASADENA | 749 | $624.9M | $834K | ⭐ |
| Open Bank | LOS ANGELES | 735 | $1.2B | $1.7M | ⭐ |
| PCB Bank | LOS ANGELES | 702 | $905.6M | $1.3M | ⭐ |
| Banc of California | Los Angeles | 566 | $794.0M | $1.4M | ⭐ |
| US Metro Bank | GARDEN GROVE | 535 | $1.1B | $2.0M | ⭐ |
| Plumas Bank | QUINCY | 429 | $334.4M | $780K | ⭐ |
| City National Bank | LOS ANGELES | 404 | $490.1M | $1.2M | ⭐ |
| CalPrivate Bank | LA JOLLA | 374 | $459.7M | $1.2M | ⭐ |
| Centerstone SBA Lending, Inc. | LOS ANGELES | 365 | $530.6M | $1.5M | ⭐ |
| GBC International Bank | LOS ANGELES | 309 | $308.7M | $999K | ⭐ |
| Mission Valley Bank | SUN VALLEY | 286 | $477.4M | $1.7M | ⭐ |
| American Continental Bank | City of Industry | 258 | $273.7M | $1.1M | ⭐ |
| FFB Bank | FRESNO | 252 | $269.4M | $1.1M | ⭐ |
| AMPAC Tri-State CDC, Inc. | Ontario | 243 | $38.9M | $160K | ⭐ |
| West Coast Community Bank | SANTA CRUZ | 222 | $245.8M | $1.1M | ⭐ |
| United Business Bank | WALNUT CREEK | 222 | $272.7M | $1.2M | ⭐ |
| Commercial Bank of California | IRVINE | 216 | $316.6M | $1.5M | ⭐ |
| Summit State Bank | SANTA ROSA | 176 | $372.1M | $2.1M | ⭐ |
| Pinnacle Bank | MORGAN HILL | 164 | $285.0M | $1.7M | ⭐ |
| Mortgage Capital Development Corporation | Oakland | 123 | $27.5M | $223K | ⭐ |
| Cathay Bank | LOS ANGELES | 109 | $114.2M | $1.0M | ⭐ |
| Mission Bank | BAKERSFIELD | 107 | $80.1M | $749K | ⭐ |
| Main Street Launch | Oakland | 105 | $26.2M | $250K | ⭐ |
| Heritage Bank of Commerce | SAN JOSE | 104 | $79.1M | $761K | ⭐ |
| American Business Bank | Anaheim | 102 | $89.5M | $877K | ⭐ |
| California Bank of Commerce, NA | SAN DIEGO | 101 | $104.9M | $1.0M | ⭐ |
| Fremont Bank | FREMONT | 98 | $153.9M | $1.6M | ⭐ |
| Royal Business Bank | Los Angeles | 98 | $125.4M | $1.3M | ⭐ |
| Redwood CU | SANTA ROSA | 96 | $35.4M | $369K | ⭐ |
| Exchange Bank | SANTA ROSA | 85 | $59.3M | $698K | ⭐ |
| American Riviera Bank | SANTA BARBARA | 84 | $40.9M | $487K | ⭐ |
| Mega Bank | SAN GABRIEL | 71 | $123.9M | $1.7M | ⭐ |
| Poppy Bank | Santa Rosa | 69 | $77.4M | $1.1M | ⭐ |
| KeyPoint CU | SAN JOSE | 68 | $60.5M | $890K | ⭐ |
| First General Bank | ROWLAND HEIGHTS | 64 | $134.8M | $2.1M | ⭐ |
| EverTrust Bank | City of Industry | 61 | $58.3M | $955K | ⭐ |
| CTBC Bank Corp. (USA). | LOS ANGELES | 60 | $86.5M | $1.4M | ⭐ |
| California Statewide Certified Development Corporation | Davis | 59 | $10.7M | $181K | ⭐ |
| PCR Small Business Development | Los Angeles | 52 | $7.5M | $145K | — |
| Beneficial State Bank | OAKLAND | 51 | $46.0M | $903K | ⭐ |
| Accion Opportunity Fund Community Development | San Jose | 50 | $12.6M | $252K | — |
| Citizens Business Bank National Association | ONTARIO | 50 | $52.8M | $1.1M | ⭐ |
| Community West Bank | FRESNO | 47 | $20.7M | $440K | ⭐ |
| First Foundation Bank | IRVINE | 46 | $38.3M | $833K | ⭐ |
| Bank of the Orient | SAN FRANCISCO | 43 | $69.4M | $1.6M | ⭐ |
| Mechanics Bank | WALNUT CREEK | 42 | $36.1M | $858K | ⭐ |
| New Omni Bank, National Association | ALHAMBRA | 41 | $82.8M | $2.0M | ⭐ |
| Preferred Bank | Los Angeles | 41 | $38.2M | $932K | ⭐ |
| United Pacific Bank | CITY OF INDUSTRY | 39 | $48.5M | $1.2M | ⭐ |
| SMBC MANUBANK | LOS ANGELES | 33 | $33.8M | $1.0M | ⭐ |
| Monterey County Bank | Monterey | 31 | $21.5M | $692K | — |
| Tri Counties Bank | CHICO | 29 | $11.1M | $384K | ⭐ |
| Neighborhood National Bank | EL CAJON | 29 | $12.5M | $432K | ⭐ |
| Redwood Capital Bank | EUREKA | 27 | $10.2M | $379K | ⭐ |
| Legacy Bank | MURRIETA | 27 | $21.7M | $803K | ⭐ |
| Frontwave Credit Union | Oceanside | 26 | $21.8M | $838K | ⭐ |
| Pacific Alliance Bank | San Gabriel | 25 | $37.9M | $1.5M | ⭐ |
| California International Bank, A National Banking Associatio | WESTMINSTER | 25 | $41.1M | $1.6M | — |
| California Coastal Certified Development Company | Salinas | 25 | $4.6M | $185K | — |
| Beach Cities Commercial Bank | Irvine | 22 | $22.5M | $1.0M | ⭐ |
| Valley First CU | MODESTO | 22 | $9.0M | $408K | ⭐ |
| First U.S. Community CU | SACRAMENTO | 21 | $6.8M | $322K | — |
| Travis CU | VACAVILLE | 20 | $5.7M | $286K | ⭐ |
| American Plus Bank, National Association | ARCADIA | 19 | $19.6M | $1.0M | ⭐ |
| Bank of San Francisco | San Francisco | 19 | $31.5M | $1.7M | ⭐ |
| California FarmLink | Aptos | 18 | $2.0M | $109K | — |
| SAFE CU | FOLSOM | 18 | $1.7M | $96K | ⭐ |
| Technology CU | SAN JOSE | 15 | $11.1M | $738K | ⭐ |
| Kinecta FCU | MANHATTAN BEACH | 13 | $3.7M | $282K | ⭐ |
| Montecito Bank & Trust | SANTA BARBARA | 13 | $2.0M | $157K | ⭐ |
| Icon Business Bank | Riverside | 12 | $18.4M | $1.5M | — |
| Coasthills Federal Credit Union | SANTA MARIA | 12 | $2.4M | $198K | ⭐ |
| Arcata Economic Development Corporation | Eureka | 12 | $1.3M | $112K | — |
| World Trade Finance, Inc. | Los Angeles | 11 | $21.7M | $2.0M | ⭐ |
| CommerceWest Bank | Irvine | 11 | $6.7M | $607K | ⭐ |
| Rural Community Assistance Corporation | West Sacramento | 10 | $939K | $94K | — |
| Endeavor Bank | SAN DIEGO | 9 | $15.6M | $1.7M | — |
| Fresno Community Development Financial Institution dba Acces | Fresno | 9 | $1.4M | $159K | — |
| Beacon Business Bank National Association | SAN FRANCISCO | 8 | $12.1M | $1.5M | — |
| California Federal Credit Union | GLENDALE | 8 | $2.0M | $249K | ⭐ |
| Farmers & Merchants Bank of Long Beach | LONG BEACH | 8 | $3.7M | $468K | — |
| Golden Valley Bank | CHICO | 7 | $3.6M | $513K | — |
| Hana Small Business Lending, Inc. | LOS ANGELES | 7 | $12.9M | $1.8M | ⭐ |
| Arrowhead Federal Credit Union | Rancho Cucamonga | 7 | $715K | $102K | — |
| First Pacific Bank | Whittier | 6 | $5.3M | $882K | — |
| Partners Bank of California | MISSION VIEJO | 6 | $6.5M | $1.1M | ⭐ |
| PACE Finance Corporation | Los Angeles | 5 | $460K | $92K | — |
| Genesis Bank | Newport Beach | 5 | $2.0M | $400K | ⭐ |
| Ventura County CU | VENTURA | 5 | $3.7M | $741K | ⭐ |
| Business Finance Capital | Los Angeles | 5 | $1.1M | $212K | ⭐ |
| AltaOne FCU | RIDGECREST | 4 | $1.6M | $388K | ⭐ |
| Santa Cruz Community Credit Union | SANTA CRUZ | 3 | $405K | $135K | ⭐ |
| Community Bank of Santa Maria | SANTA MARIA | 3 | $1.3M | $420K | — |
| Vision One CU | SACRAMENTO | 2 | $1.0M | $507K | ⭐ |
| Oak Valley Community Bank | OAKDALE | 2 | $1.0M | $500K | — |
| Home Bank of California | SAN DIEGO | 2 | $2.9M | $1.4M | ⭐ |
| Monterra Credit Union | REDWOOD CITY | 2 | $1.4M | $725K | — |
| California Business Bank | IRVINE | 2 | $1.4M | $697K | — |
| First Commercial Bank (USA) | ALHAMBRA | 2 | $560K | $280K | ⭐ |
| First Northern Bank of Dixon | DIXON | 1 | $139K | $139K | ⭐ |
| San Francisco Fire Credit Union | SAN FRANCISCO | 1 | $100K | $100K | — |
| Coast Central Credit Union | EUREKA | 1 | $1.1M | $1.1M | — |
| Bank of the Sierra | PORTERVILLE | 1 | $120K | $120K | ⭐ |
| Meriwest CU | SAN JOSE | 1 | $203K | $203K | — |
| Altos Bank | Los Altos | 1 | $356K | $356K | — |
Finding an SBA Lender in California
There are currently 112 SBA-approved lenders headquartered in California, ranging from national banks to local community lenders. Together they have approved 21,927 SBA 7(a) loans totaling $19.0B since 2020.
Of these, 86 are SBA Preferred Lenders — meaning they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing and funding.
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SBA Lender Questions for California
How many SBA lenders are in California?
There are currently 112 SBA-approved lenders headquartered in California. Together they have approved 21,927 SBA 7(a) loans totaling $19.0B since 2020. Of these, 86 hold SBA Preferred Lender status, allowing them to approve loans without prior SBA review.
What is an SBA Preferred Lender in California?
An SBA Preferred Lender (PLP) in California is a bank or financial institution that has earned delegated authority from the SBA to approve loans independently — without waiting for SBA review. This results in faster approvals (often 7–10 business days vs. 4–6 weeks) and a more streamlined process. California currently has 86 Preferred Lenders.
How do I choose the best SBA lender in California?
When choosing an SBA lender in California, consider three factors: (1) Preferred Lender status — these lenders close loans faster; (2) loan volume — lenders with higher approval counts have more SBA experience; (3) average loan size — find a lender whose typical deal size matches your needs. Our directory shows real SBA loan data for all 112 California lenders so you can compare objectively.
How long does SBA loan approval take in California?
With an SBA Preferred Lender in California, approval typically takes 7–10 business days. Non-preferred lenders require SBA review, adding 2–4 weeks. After approval, funding usually takes an additional 2–4 weeks, so total time from application to funding is typically 30–90 days depending on the lender and loan complexity.