Poppy Bank
Santa Rosa, CA 95404
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Hotels (except Casino Hotels) and Motels
- Gasoline Stations with Convenience Stores
- Beer, Wine, and Liquor Stores
- Child Day Care Services
- Veterinary Services
Quick Summary
Poppy Bank is an SBA-approved lender headquartered in Santa Rosa, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 69 SBA 7(a) loans totaling $77.4M, with an average loan size of $1.1M. They serve businesses across 21 states.
About Poppy Bank
Poppy Bank is an SBA-approved lender headquartered in Santa Rosa, California. Since 2020, they have approved 69 SBA 7(a) loans totaling $77.4M, with an average loan size of $1.1M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 21 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is Poppy Bank an SBA Preferred Lender?
Yes, Poppy Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Poppy Bank approved?
According to SBA FOIA public records, Poppy Bank has approved 69 SBA 7(a) loans totaling $77.4M since 2020. Their average loan size is $1.1M.
What states does Poppy Bank serve?
Poppy Bank serves businesses in 21 states: Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Florida, Kentucky, North Carolina, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, South Carolina, Texas, Washington, Wisconsin, Wyoming.
How do I apply for an SBA loan with Poppy Bank?
To apply for an SBA 7(a) loan with Poppy Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact Poppy Bank
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days