SBA Lenders in Arizona
11 active SBA lenders · 621 loans approved · $444.9M total volume
All SBA Lenders in Arizona
| Lender | City | Loans | Total Volume | Avg Loan | Preferred |
|---|---|---|---|---|---|
| Western Alliance Bank | PHOENIX | 172 | $177.8M | $1.0M | ⭐ |
| Arizona Financial Credit Union | PHOENIX | 141 | $90.3M | $641K | ⭐ |
| Arizona Capital Source | Tucson | 107 | $21.4M | $200K | — |
| BNC National Bank | GLENDALE | 74 | $33.8M | $457K | ⭐ |
| Integro Bank | Phoenix | 59 | $64.6M | $1.1M | ⭐ |
| Southwest Heritage Bank | Scottsdale | 40 | $25.1M | $626K | — |
| Tucson FCU | Tucson | 9 | $7.6M | $848K | — |
| OneAZ CU | Phoenix | 8 | $5.4M | $675K | — |
| Gainey Business Bank | Scottsdale | 6 | $15.7M | $2.6M | — |
| West Valley National Bank | GOODYEAR | 4 | $2.8M | $710K | — |
| Prestamos CDFI, LLC | Phoenix | 1 | $249K | $249K | — |
Finding an SBA Lender in Arizona
There are currently 11 SBA-approved lenders headquartered in Arizona, ranging from national banks to local community lenders. Together they have approved 621 SBA 7(a) loans totaling $444.9M since 2020.
Of these, 4 are SBA Preferred Lenders — meaning they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing and funding.
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SBA Lender Questions for Arizona
How many SBA lenders are in Arizona?
There are currently 11 SBA-approved lenders headquartered in Arizona. Together they have approved 621 SBA 7(a) loans totaling $444.9M since 2020. Of these, 4 hold SBA Preferred Lender status, allowing them to approve loans without prior SBA review.
What is an SBA Preferred Lender in Arizona?
An SBA Preferred Lender (PLP) in Arizona is a bank or financial institution that has earned delegated authority from the SBA to approve loans independently — without waiting for SBA review. This results in faster approvals (often 7–10 business days vs. 4–6 weeks) and a more streamlined process. Arizona currently has 4 Preferred Lenders.
How do I choose the best SBA lender in Arizona?
When choosing an SBA lender in Arizona, consider three factors: (1) Preferred Lender status — these lenders close loans faster; (2) loan volume — lenders with higher approval counts have more SBA experience; (3) average loan size — find a lender whose typical deal size matches your needs. Our directory shows real SBA loan data for all 11 Arizona lenders so you can compare objectively.
How long does SBA loan approval take in Arizona?
With an SBA Preferred Lender in Arizona, approval typically takes 7–10 business days. Non-preferred lenders require SBA review, adding 2–4 weeks. After approval, funding usually takes an additional 2–4 weeks, so total time from application to funding is typically 30–90 days depending on the lender and loan complexity.