United Business Bank
WALNUT CREEK, CA 94596
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Limited-Service Restaurants
- Full-Service Restaurants
- Snack and Nonalcoholic Beverage Bars
- Gasoline Stations with Convenience Stores
- Child Day Care Services
Quick Summary
United Business Bank is an SBA-approved lender headquartered in WALNUT CREEK, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 222 SBA 7(a) loans totaling $272.7M, with an average loan size of $1.2M. They serve businesses across 15 states.
About United Business Bank
United Business Bank is an SBA-approved lender headquartered in WALNUT CREEK, California. Since 2020, they have approved 222 SBA 7(a) loans totaling $272.7M, with an average loan size of $1.2M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 15 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is United Business Bank an SBA Preferred Lender?
Yes, United Business Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has United Business Bank approved?
According to SBA FOIA public records, United Business Bank has approved 222 SBA 7(a) loans totaling $272.7M since 2020. Their average loan size is $1.2M.
What states does United Business Bank serve?
United Business Bank serves businesses in 15 states: Alaska, Arkansas, Arizona, California, Colorado, Hawaii, Kansas, Maryland, Mississippi, North Carolina, New Mexico, Nevada, Pennsylvania, Texas, Washington.
How do I apply for an SBA loan with United Business Bank?
To apply for an SBA 7(a) loan with United Business Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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