Beach Cities Commercial Bank
Irvine, CA 92618
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Stationery Product Manufacturing
- Offices of Physicians (except Mental Health Specialists)
- Flooring Contractors
- All Other Professional, Scientific, and Technical Services
- Drugs and Druggists' Sundries Merchant Wholesalers
Quick Summary
Beach Cities Commercial Bank is an SBA-approved lender headquartered in Irvine, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 22 SBA 7(a) loans totaling $22.5M, with an average loan size of $1.0M. They serve businesses across 3 states.
About Beach Cities Commercial Bank
Beach Cities Commercial Bank is an SBA-approved lender headquartered in Irvine, California. Since 2020, they have approved 22 SBA 7(a) loans totaling $22.5M, with an average loan size of $1.0M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 3 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Beach Cities Commercial Bank an SBA Preferred Lender?
Yes, Beach Cities Commercial Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Beach Cities Commercial Bank approved?
According to SBA FOIA public records, Beach Cities Commercial Bank has approved 22 SBA 7(a) loans totaling $22.5M since 2020. Their average loan size is $1.0M.
What states does Beach Cities Commercial Bank serve?
Beach Cities Commercial Bank serves businesses in 3 states: California, Michigan, New York.
How do I apply for an SBA loan with Beach Cities Commercial Bank?
To apply for an SBA 7(a) loan with Beach Cities Commercial Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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