Exchange Bank
SANTA ROSA, CA 95401
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Full-Service Restaurants
- Limited-Service Restaurants
- All Other Specialty Trade Contractors
- Home Health Care Services
- Beer, Wine, and Liquor Stores
Quick Summary
Exchange Bank is an SBA-approved lender headquartered in SANTA ROSA, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 85 SBA 7(a) loans totaling $59.3M, with an average loan size of $698K. They serve businesses across 2 states.
About Exchange Bank
Exchange Bank is an SBA-approved lender headquartered in SANTA ROSA, California. Since 2020, they have approved 85 SBA 7(a) loans totaling $59.3M, with an average loan size of $698K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.
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Frequently Asked Questions
Is Exchange Bank an SBA Preferred Lender?
Yes, Exchange Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Exchange Bank approved?
According to SBA FOIA public records, Exchange Bank has approved 85 SBA 7(a) loans totaling $59.3M since 2020. Their average loan size is $698K.
What states does Exchange Bank serve?
Exchange Bank serves businesses in 2 states: California, Texas.
How do I apply for an SBA loan with Exchange Bank?
To apply for an SBA 7(a) loan with Exchange Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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