Skip to main content
Home → California → Five Star Bank

Five Star Bank

Rancho Cordova, CA 95670

⭐ SBA Preferred Lender
1,150
Loans Approved
$357.3M
Total Volume
$311K
Avg Loan Size
50
States Served

States Served

AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington D.C.DelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaWashingtonWisconsinWest VirginiaWyoming

Top Industries Financed

  • All Other Professional, Scientific, and Technical Services
  • Fitness and Recreational Sports Centers
  • Custom Computer Programming Services
  • Beauty Salons
  • Electronic Shopping and Mail-Order Houses

Quick Summary

Five Star Bank is an SBA-approved lender headquartered in Rancho Cordova, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 1,150 SBA 7(a) loans totaling $357.3M, with an average loan size of $311K. They serve businesses across 50 states.

About Five Star Bank

Five Star Bank is an SBA-approved lender headquartered in Rancho Cordova, California. Since 2020, they have approved 1,150 SBA 7(a) loans totaling $357.3M, with an average loan size of $311K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 50 states.

Before you apply — know where you stand

Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.

Check My FICO SBSS →

Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Five Star Bank an SBA Preferred Lender?

Yes, Five Star Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has Five Star Bank approved?

According to SBA FOIA public records, Five Star Bank has approved 1,150 SBA 7(a) loans totaling $357.3M since 2020. Their average loan size is $311K.

What states does Five Star Bank serve?

Five Star Bank serves businesses in 50 states: Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, West Virginia, Wyoming.

How do I apply for an SBA loan with Five Star Bank?

To apply for an SBA 7(a) loan with Five Star Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

Get in Touch with This Lender

Contact Five Star Bank

Your information is never shared without your permission.

Ready to Apply for an SBA Loan?

Check if you qualify in minutes — no impact to your credit score.

Check My Eligibility at SmartBiz →Browse California Lenders

SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days