SBA Lenders in Idaho
10 active SBA lenders · 875 loans approved · $473.3M total volume
All SBA Lenders in Idaho
| Lender | City | Loans | Total Volume | Avg Loan | Preferred |
|---|---|---|---|---|---|
| Idaho Central CU | CHUBBUCK | 318 | $194.1M | $610K | ⭐ |
| Northwest Bank | BOISE | 225 | $181.3M | $806K | ⭐ |
| D. L. Evans Bank | Burley | 148 | $19.8M | $134K | ⭐ |
| The Bank of Commerce | Idaho Falls | 84 | $19.8M | $236K | — |
| Idaho First Bank | McCall | 36 | $17.5M | $487K | ⭐ |
| bankcda | Coeur D'Alene | 27 | $17.4M | $643K | ⭐ |
| First Federal Savings Bank | Twin Falls | 17 | $15.9M | $933K | — |
| Idaho Trust Bank | BOISE | 14 | $6.0M | $432K | — |
| Region IV Development Corporation | Twin Falls | 4 | $769K | $192K | ⭐ |
| Potlatch No. 1 Financial Credit Union | Lewiston | 2 | $697K | $348K | — |
Finding an SBA Lender in Idaho
There are currently 10 SBA-approved lenders headquartered in Idaho, ranging from national banks to local community lenders. Together they have approved 875 SBA 7(a) loans totaling $473.3M since 2020.
Of these, 6 are SBA Preferred Lenders — meaning they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing and funding.
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SBA Lender Questions for Idaho
How many SBA lenders are in Idaho?
There are currently 10 SBA-approved lenders headquartered in Idaho. Together they have approved 875 SBA 7(a) loans totaling $473.3M since 2020. Of these, 6 hold SBA Preferred Lender status, allowing them to approve loans without prior SBA review.
What is an SBA Preferred Lender in Idaho?
An SBA Preferred Lender (PLP) in Idaho is a bank or financial institution that has earned delegated authority from the SBA to approve loans independently — without waiting for SBA review. This results in faster approvals (often 7–10 business days vs. 4–6 weeks) and a more streamlined process. Idaho currently has 6 Preferred Lenders.
How do I choose the best SBA lender in Idaho?
When choosing an SBA lender in Idaho, consider three factors: (1) Preferred Lender status — these lenders close loans faster; (2) loan volume — lenders with higher approval counts have more SBA experience; (3) average loan size — find a lender whose typical deal size matches your needs. Our directory shows real SBA loan data for all 10 Idaho lenders so you can compare objectively.
How long does SBA loan approval take in Idaho?
With an SBA Preferred Lender in Idaho, approval typically takes 7–10 business days. Non-preferred lenders require SBA review, adding 2–4 weeks. After approval, funding usually takes an additional 2–4 weeks, so total time from application to funding is typically 30–90 days depending on the lender and loan complexity.