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Idaho Central CU

CHUBBUCK, ID 83202

⭐ SBA Preferred Lender
318
Loans Approved
$194.1M
Total Volume
$610K
Avg Loan Size
8
States Served

States Served

ArizonaIdahoMontanaNevadaOhioOregonUtahWashington

Top Industries Financed

  • Snack and Nonalcoholic Beverage Bars
  • Full-Service Restaurants
  • General Automotive Repair
  • Limited-Service Restaurants
  • Electrical Contractors

Quick Summary

Idaho Central CU is an SBA-approved lender headquartered in CHUBBUCK, Idaho. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 318 SBA 7(a) loans totaling $194.1M, with an average loan size of $610K. They serve businesses across 8 states.

About Idaho Central CU

Idaho Central CU is an SBA-approved lender headquartered in CHUBBUCK, Idaho. Since 2020, they have approved 318 SBA 7(a) loans totaling $194.1M, with an average loan size of $610K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 8 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Idaho Central CU an SBA Preferred Lender?

Yes, Idaho Central CU is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has Idaho Central CU approved?

According to SBA FOIA public records, Idaho Central CU has approved 318 SBA 7(a) loans totaling $194.1M since 2020. Their average loan size is $610K.

What states does Idaho Central CU serve?

Idaho Central CU serves businesses in 8 states: Arizona, Idaho, Montana, Nevada, Ohio, Oregon, Utah, Washington.

How do I apply for an SBA loan with Idaho Central CU?

To apply for an SBA 7(a) loan with Idaho Central CU, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days