Kinecta FCU
MANHATTAN BEACH, CA 90266
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Offices of Physicians (except Mental Health Specialists)
- Pet and Pet Supplies Stores
- All Other Miscellaneous Manufacturing
- Cosmetics, Beauty Supplies, and Perfume Stores
- All Other Amusement and Recreation Industries
Quick Summary
Kinecta FCU is an SBA-approved lender headquartered in MANHATTAN BEACH, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 13 SBA 7(a) loans totaling $3.7M, with an average loan size of $282K. They serve businesses across 3 states.
About Kinecta FCU
Kinecta FCU is an SBA-approved lender headquartered in MANHATTAN BEACH, California. Since 2020, they have approved 13 SBA 7(a) loans totaling $3.7M, with an average loan size of $282K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 3 states.
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Frequently Asked Questions
Is Kinecta FCU an SBA Preferred Lender?
Yes, Kinecta FCU is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Kinecta FCU approved?
According to SBA FOIA public records, Kinecta FCU has approved 13 SBA 7(a) loans totaling $3.7M since 2020. Their average loan size is $282K.
What states does Kinecta FCU serve?
Kinecta FCU serves businesses in 3 states: California, Texas, Utah.
How do I apply for an SBA loan with Kinecta FCU?
To apply for an SBA 7(a) loan with Kinecta FCU, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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