KeyPoint CU
SAN JOSE, CA 95131
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Child Day Care Services
- Offices of Dentists
- Limited-Service Restaurants
- Full-Service Restaurants
- General Freight Trucking, Long Distance, Truckload
Quick Summary
KeyPoint CU is an SBA-approved lender headquartered in SAN JOSE, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 68 SBA 7(a) loans totaling $60.5M, with an average loan size of $890K. They serve businesses across 4 states.
About KeyPoint CU
KeyPoint CU is an SBA-approved lender headquartered in SAN JOSE, California. Since 2020, they have approved 68 SBA 7(a) loans totaling $60.5M, with an average loan size of $890K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 4 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is KeyPoint CU an SBA Preferred Lender?
Yes, KeyPoint CU is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has KeyPoint CU approved?
According to SBA FOIA public records, KeyPoint CU has approved 68 SBA 7(a) loans totaling $60.5M since 2020. Their average loan size is $890K.
What states does KeyPoint CU serve?
KeyPoint CU serves businesses in 4 states: California, Colorado, Nevada, Virginia.
How do I apply for an SBA loan with KeyPoint CU?
To apply for an SBA 7(a) loan with KeyPoint CU, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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