Commercial Bank of California
IRVINE, CA 92612
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Hotels (except Casino Hotels) and Motels
- Other Personal Care Services
- Limited-Service Restaurants
- Child Day Care Services
- General Automotive Repair
Quick Summary
Commercial Bank of California is an SBA-approved lender headquartered in IRVINE, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 216 SBA 7(a) loans totaling $316.6M, with an average loan size of $1.5M. They serve businesses across 18 states.
About Commercial Bank of California
Commercial Bank of California is an SBA-approved lender headquartered in IRVINE, California. Since 2020, they have approved 216 SBA 7(a) loans totaling $316.6M, with an average loan size of $1.5M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 18 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Commercial Bank of California an SBA Preferred Lender?
Yes, Commercial Bank of California is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Commercial Bank of California approved?
According to SBA FOIA public records, Commercial Bank of California has approved 216 SBA 7(a) loans totaling $316.6M since 2020. Their average loan size is $1.5M.
What states does Commercial Bank of California serve?
Commercial Bank of California serves businesses in 18 states: Arkansas, Arizona, California, Colorado, Florida, Georgia, Missouri, North Carolina, New Jersey, Nevada, New York, Oklahoma, Oregon, South Carolina, Texas, Utah, Virginia, Washington.
How do I apply for an SBA loan with Commercial Bank of California?
To apply for an SBA 7(a) loan with Commercial Bank of California, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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