AltaOne FCU
RIDGECREST, CA 93555
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Homes for the Elderly
- Offices of Real Estate Agents and Brokers
- Carpet and Upholstery Cleaning Services
Quick Summary
AltaOne FCU is an SBA-approved lender headquartered in RIDGECREST, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 4 SBA 7(a) loans totaling $1.6M, with an average loan size of $388K. They primarily serve California businesses.
About AltaOne FCU
AltaOne FCU is an SBA-approved lender headquartered in RIDGECREST, California. Since 2020, they have approved 4 SBA 7(a) loans totaling $1.6M, with an average loan size of $388K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in California.
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Frequently Asked Questions
Is AltaOne FCU an SBA Preferred Lender?
Yes, AltaOne FCU is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has AltaOne FCU approved?
According to SBA FOIA public records, AltaOne FCU has approved 4 SBA 7(a) loans totaling $1.6M since 2020. Their average loan size is $388K.
What states does AltaOne FCU serve?
AltaOne FCU primarily serves businesses in California.
How do I apply for an SBA loan with AltaOne FCU?
To apply for an SBA 7(a) loan with AltaOne FCU, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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