Coasthills Federal Credit Union
SANTA MARIA, CA 93436
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Commercial and Institutional Building Construction
- Mobile Food Services
- Horse and Other Equine Production
- Commercial and Industrial Machinery and Equipment (except Automotive a
- Electrical Contractors
Quick Summary
Coasthills Federal Credit Union is an SBA-approved lender headquartered in SANTA MARIA, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 12 SBA 7(a) loans totaling $2.4M, with an average loan size of $198K. They primarily serve California businesses.
About Coasthills Federal Credit Union
Coasthills Federal Credit Union is an SBA-approved lender headquartered in SANTA MARIA, California. Since 2020, they have approved 12 SBA 7(a) loans totaling $2.4M, with an average loan size of $198K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in California.
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Frequently Asked Questions
Is Coasthills Federal Credit Union an SBA Preferred Lender?
Yes, Coasthills Federal Credit Union is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Coasthills Federal Credit Union approved?
According to SBA FOIA public records, Coasthills Federal Credit Union has approved 12 SBA 7(a) loans totaling $2.4M since 2020. Their average loan size is $198K.
What states does Coasthills Federal Credit Union serve?
Coasthills Federal Credit Union primarily serves businesses in California.
How do I apply for an SBA loan with Coasthills Federal Credit Union?
To apply for an SBA 7(a) loan with Coasthills Federal Credit Union, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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