SAFE CU
FOLSOM, CA 95630
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Electrical Contractors
- Administrative Management and General Management Consulting Services
- Automotive Body, Paint, and Interior Repair and Maintenance
- Other Heavy and Civil Engineering Construction
- Locksmiths
Quick Summary
SAFE CU is an SBA-approved lender headquartered in FOLSOM, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 18 SBA 7(a) loans totaling $1.7M, with an average loan size of $96K. They primarily serve California businesses.
About SAFE CU
SAFE CU is an SBA-approved lender headquartered in FOLSOM, California. Since 2020, they have approved 18 SBA 7(a) loans totaling $1.7M, with an average loan size of $96K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in California.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is SAFE CU an SBA Preferred Lender?
Yes, SAFE CU is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has SAFE CU approved?
According to SBA FOIA public records, SAFE CU has approved 18 SBA 7(a) loans totaling $1.7M since 2020. Their average loan size is $96K.
What states does SAFE CU serve?
SAFE CU primarily serves businesses in California.
How do I apply for an SBA loan with SAFE CU?
To apply for an SBA 7(a) loan with SAFE CU, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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