Santa Cruz Community Credit Union
SANTA CRUZ, CA 95060
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Musical Instrument and Supplies Stores
- Snack and Nonalcoholic Beverage Bars
- Offices of All Other Miscellaneous Health Practitioners
Quick Summary
Santa Cruz Community Credit Union is an SBA-approved lender headquartered in SANTA CRUZ, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 3 SBA 7(a) loans totaling $405K, with an average loan size of $135K. They primarily serve California businesses.
About Santa Cruz Community Credit Union
Santa Cruz Community Credit Union is an SBA-approved lender headquartered in SANTA CRUZ, California. Since 2020, they have approved 3 SBA 7(a) loans totaling $405K, with an average loan size of $135K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in California.
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Frequently Asked Questions
Is Santa Cruz Community Credit Union an SBA Preferred Lender?
Yes, Santa Cruz Community Credit Union is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Santa Cruz Community Credit Union approved?
According to SBA FOIA public records, Santa Cruz Community Credit Union has approved 3 SBA 7(a) loans totaling $405K since 2020. Their average loan size is $135K.
What states does Santa Cruz Community Credit Union serve?
Santa Cruz Community Credit Union primarily serves businesses in California.
How do I apply for an SBA loan with Santa Cruz Community Credit Union?
To apply for an SBA 7(a) loan with Santa Cruz Community Credit Union, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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