American Riviera Bank
SANTA BARBARA, CA 93101
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Limited-Service Restaurants
- Fitness and Recreational Sports Centers
- Full-Service Restaurants
- Roofing Contractors
- Engineering Services
Quick Summary
American Riviera Bank is an SBA-approved lender headquartered in SANTA BARBARA, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 84 SBA 7(a) loans totaling $40.9M, with an average loan size of $487K. They serve businesses across 2 states.
About American Riviera Bank
American Riviera Bank is an SBA-approved lender headquartered in SANTA BARBARA, California. Since 2020, they have approved 84 SBA 7(a) loans totaling $40.9M, with an average loan size of $487K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.
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Frequently Asked Questions
Is American Riviera Bank an SBA Preferred Lender?
Yes, American Riviera Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has American Riviera Bank approved?
According to SBA FOIA public records, American Riviera Bank has approved 84 SBA 7(a) loans totaling $40.9M since 2020. Their average loan size is $487K.
What states does American Riviera Bank serve?
American Riviera Bank serves businesses in 2 states: California, New York.
How do I apply for an SBA loan with American Riviera Bank?
To apply for an SBA 7(a) loan with American Riviera Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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