Top Industries Financed
- Support Activities for Oil and Gas Operations
- All Other Specialty Trade Contractors
- General Freight Trucking, Long Distance, Truckload
- Landscaping Services
- Other Specialized Design Services
Quick Summary
Bank of Hays is an SBA-approved lender headquartered in HAYS, Kansas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 135 SBA 7(a) loans totaling $38.8M, with an average loan size of $287K. They serve businesses across 5 states.
About Bank of Hays
Bank of Hays is an SBA-approved lender headquartered in HAYS, Kansas. Since 2020, they have approved 135 SBA 7(a) loans totaling $38.8M, with an average loan size of $287K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 5 states.
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Frequently Asked Questions
Is Bank of Hays an SBA Preferred Lender?
Yes, Bank of Hays is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Bank of Hays approved?
According to SBA FOIA public records, Bank of Hays has approved 135 SBA 7(a) loans totaling $38.8M since 2020. Their average loan size is $287K.
What states does Bank of Hays serve?
Bank of Hays serves businesses in 5 states: Colorado, Florida, Kansas, Missouri, Texas.
How do I apply for an SBA loan with Bank of Hays?
To apply for an SBA 7(a) loan with Bank of Hays, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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