Top Industries Financed
- Fitness and Recreational Sports Centers
- Specialized Freight (except Used Goods) Trucking, Local
- Offices of Dentists
- General Freight Trucking, Local
- Offices of Physicians, Mental Health Specialists
Quick Summary
Carter FCU is an SBA-approved lender headquartered in SPRINGHILL, Louisiana. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 34 SBA 7(a) loans totaling $14.3M, with an average loan size of $422K. They serve businesses across 3 states.
About Carter FCU
Carter FCU is an SBA-approved lender headquartered in SPRINGHILL, Louisiana. Since 2020, they have approved 34 SBA 7(a) loans totaling $14.3M, with an average loan size of $422K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 3 states.
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Frequently Asked Questions
Is Carter FCU an SBA Preferred Lender?
Yes, Carter FCU is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Carter FCU approved?
According to SBA FOIA public records, Carter FCU has approved 34 SBA 7(a) loans totaling $14.3M since 2020. Their average loan size is $422K.
What states does Carter FCU serve?
Carter FCU serves businesses in 3 states: Colorado, Louisiana, Texas.
How do I apply for an SBA loan with Carter FCU?
To apply for an SBA 7(a) loan with Carter FCU, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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