States Served
Top Industries Financed
- Full-Service Restaurants
- Limited-Service Restaurants
- Snack and Nonalcoholic Beverage Bars
- Child Day Care Services
- All Other Automotive Repair and Maintenance
Quick Summary
Centennial Bank is an SBA-approved lender headquartered in CONWAY, Arkansas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 163 SBA 7(a) loans totaling $136.3M, with an average loan size of $836K. They serve businesses across 5 states.
About Centennial Bank
Centennial Bank is an SBA-approved lender headquartered in CONWAY, Arkansas. Since 2020, they have approved 163 SBA 7(a) loans totaling $136.3M, with an average loan size of $836K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 5 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Centennial Bank an SBA Preferred Lender?
Yes, Centennial Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Centennial Bank approved?
According to SBA FOIA public records, Centennial Bank has approved 163 SBA 7(a) loans totaling $136.3M since 2020. Their average loan size is $836K.
What states does Centennial Bank serve?
Centennial Bank serves businesses in 5 states: Alabama, Arkansas, Connecticut, Florida, Texas.
How do I apply for an SBA loan with Centennial Bank?
To apply for an SBA 7(a) loan with Centennial Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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