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Citizens Bank, National Association

PROVIDENCE, RI 2903

⭐ SBA Preferred Lender
534
Loans Approved
$359.4M
Total Volume
$673K
Avg Loan Size
17
States Served

States Served

CaliforniaConnecticutDelawareFloridaMassachusettsMarylandMichiganNorth CarolinaNew HampshireNew JerseyNew YorkOhioPennsylvaniaRhode IslandSouth CarolinaVirginiaVermont

Top Industries Financed

  • Full-Service Restaurants
  • Limited-Service Restaurants
  • Finish Carpentry Contractors
  • All Other Professional, Scientific, and Technical Services
  • Custom Computer Programming Services

Quick Summary

Citizens Bank, National Association is an SBA-approved lender headquartered in PROVIDENCE, Rhode Island. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 534 SBA 7(a) loans totaling $359.4M, with an average loan size of $673K. They serve businesses across 17 states.

About Citizens Bank, National Association

Citizens Bank, National Association is an SBA-approved lender headquartered in PROVIDENCE, Rhode Island. Since 2020, they have approved 534 SBA 7(a) loans totaling $359.4M, with an average loan size of $673K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 17 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Citizens Bank, National Association an SBA Preferred Lender?

Yes, Citizens Bank, National Association is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has Citizens Bank, National Association approved?

According to SBA FOIA public records, Citizens Bank, National Association has approved 534 SBA 7(a) loans totaling $359.4M since 2020. Their average loan size is $673K.

What states does Citizens Bank, National Association serve?

Citizens Bank, National Association serves businesses in 17 states: California, Connecticut, Delaware, Florida, Massachusetts, Maryland, Michigan, North Carolina, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, South Carolina, Virginia, Vermont.

How do I apply for an SBA loan with Citizens Bank, National Association?

To apply for an SBA 7(a) loan with Citizens Bank, National Association, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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