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Citizens & Northern Bank

WELLSBORO, PA 16901

34
Loans Approved
$8.7M
Total Volume
$257K
Avg Loan Size
3
States Served

States Served

New JerseyNew YorkPennsylvania

Top Industries Financed

  • General Freight Trucking, Local
  • Drinking Places (Alcoholic Beverages)
  • General Automotive Repair
  • Other Crushed and Broken Stone Mining and Quarrying
  • Full-Service Restaurants

Quick Summary

Citizens & Northern Bank is an SBA-approved lender headquartered in WELLSBORO, Pennsylvania. Since 2020, they have approved 34 SBA 7(a) loans totaling $8.7M, with an average loan size of $257K. They serve businesses across 3 states.

About Citizens & Northern Bank

Citizens & Northern Bank is an SBA-approved lender headquartered in WELLSBORO, Pennsylvania. Since 2020, they have approved 34 SBA 7(a) loans totaling $8.7M, with an average loan size of $257K. They serve businesses across 3 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Citizens & Northern Bank an SBA Preferred Lender?

Citizens & Northern Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has Citizens & Northern Bank approved?

According to SBA FOIA public records, Citizens & Northern Bank has approved 34 SBA 7(a) loans totaling $8.7M since 2020. Their average loan size is $257K.

What states does Citizens & Northern Bank serve?

Citizens & Northern Bank serves businesses in 3 states: New Jersey, New York, Pennsylvania.

How do I apply for an SBA loan with Citizens & Northern Bank?

To apply for an SBA 7(a) loan with Citizens & Northern Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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