Top Industries Financed
- Offices of Chiropractors
- Full-Service Restaurants
- Fitness and Recreational Sports Centers
- All Other Personal Services
- Home Health Care Services
Quick Summary
Citizens State Bank is an SBA-approved lender headquartered in HUDSON, Wisconsin. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 64 SBA 7(a) loans totaling $22.1M, with an average loan size of $345K. They serve businesses across 2 states.
About Citizens State Bank
Citizens State Bank is an SBA-approved lender headquartered in HUDSON, Wisconsin. Since 2020, they have approved 64 SBA 7(a) loans totaling $22.1M, with an average loan size of $345K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.
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Frequently Asked Questions
Is Citizens State Bank an SBA Preferred Lender?
Yes, Citizens State Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Citizens State Bank approved?
According to SBA FOIA public records, Citizens State Bank has approved 64 SBA 7(a) loans totaling $22.1M since 2020. Their average loan size is $345K.
What states does Citizens State Bank serve?
Citizens State Bank serves businesses in 2 states: Minnesota, Wisconsin.
How do I apply for an SBA loan with Citizens State Bank?
To apply for an SBA 7(a) loan with Citizens State Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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