States Served
Top Industries Financed
- Offices of All Other Miscellaneous Health Practitioners
- Offices of Physical, Occupational and Speech Therapists, and Audiologi
- General Freight Trucking, Local
- Fitness and Recreational Sports Centers
- Other Building Finishing Contractors
Quick Summary
City State Bank is an SBA-approved lender headquartered in NORWALK, Iowa. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 35 SBA 7(a) loans totaling $18.3M, with an average loan size of $524K. They primarily serve Iowa businesses.
About City State Bank
City State Bank is an SBA-approved lender headquartered in NORWALK, Iowa. Since 2020, they have approved 35 SBA 7(a) loans totaling $18.3M, with an average loan size of $524K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in Iowa.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is City State Bank an SBA Preferred Lender?
Yes, City State Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has City State Bank approved?
According to SBA FOIA public records, City State Bank has approved 35 SBA 7(a) loans totaling $18.3M since 2020. Their average loan size is $524K.
What states does City State Bank serve?
City State Bank primarily serves businesses in Iowa.
How do I apply for an SBA loan with City State Bank?
To apply for an SBA 7(a) loan with City State Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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