Top Industries Financed
- Limited-Service Restaurants
- Painting and Wall Covering Contractors
- Wood Kitchen Cabinet and Countertop Manufacturing
- Snack and Nonalcoholic Beverage Bars
- Drinking Places (Alcoholic Beverages)
Quick Summary
Civista Bank is an SBA-approved lender headquartered in SANDUSKY, Ohio. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 23 SBA 7(a) loans totaling $13.2M, with an average loan size of $574K. They serve businesses across 3 states.
About Civista Bank
Civista Bank is an SBA-approved lender headquartered in SANDUSKY, Ohio. Since 2020, they have approved 23 SBA 7(a) loans totaling $13.2M, with an average loan size of $574K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 3 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Civista Bank an SBA Preferred Lender?
Yes, Civista Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Civista Bank approved?
According to SBA FOIA public records, Civista Bank has approved 23 SBA 7(a) loans totaling $13.2M since 2020. Their average loan size is $574K.
What states does Civista Bank serve?
Civista Bank serves businesses in 3 states: Indiana, Kentucky, Ohio.
How do I apply for an SBA loan with Civista Bank?
To apply for an SBA 7(a) loan with Civista Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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