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Commerce Bank

Kansas City, MO 64105

⭐ SBA Preferred Lender
324
Loans Approved
$105.4M
Total Volume
$325K
Avg Loan Size
10
States Served

States Served

ArkansasColoradoFloridaGeorgiaIllinoisKansasMissouriOhioOklahomaTexas

Top Industries Financed

  • General Freight Trucking, Local
  • Landscaping Services
  • General Freight Trucking, Long Distance, Truckload
  • Full-Service Restaurants
  • Offices of Dentists

Quick Summary

Commerce Bank is an SBA-approved lender headquartered in Kansas City, Missouri. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 324 SBA 7(a) loans totaling $105.4M, with an average loan size of $325K. They serve businesses across 10 states.

About Commerce Bank

Commerce Bank is an SBA-approved lender headquartered in Kansas City, Missouri. Since 2020, they have approved 324 SBA 7(a) loans totaling $105.4M, with an average loan size of $325K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 10 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Commerce Bank an SBA Preferred Lender?

Yes, Commerce Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has Commerce Bank approved?

According to SBA FOIA public records, Commerce Bank has approved 324 SBA 7(a) loans totaling $105.4M since 2020. Their average loan size is $325K.

What states does Commerce Bank serve?

Commerce Bank serves businesses in 10 states: Arkansas, Colorado, Florida, Georgia, Illinois, Kansas, Missouri, Ohio, Oklahoma, Texas.

How do I apply for an SBA loan with Commerce Bank?

To apply for an SBA 7(a) loan with Commerce Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days