States Served
Top Industries Financed
- Other Services to Buildings and Dwellings
- Full-Service Restaurants
- Limited-Service Restaurants
- Beauty Salons
- Other Computer Related Services
Quick Summary
Encore Bank is an SBA-approved lender headquartered in LITTLE ROCK, Arkansas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 126 SBA 7(a) loans totaling $85.8M, with an average loan size of $681K. They serve businesses across 13 states.
About Encore Bank
Encore Bank is an SBA-approved lender headquartered in LITTLE ROCK, Arkansas. Since 2020, they have approved 126 SBA 7(a) loans totaling $85.8M, with an average loan size of $681K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 13 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Encore Bank an SBA Preferred Lender?
Yes, Encore Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Encore Bank approved?
According to SBA FOIA public records, Encore Bank has approved 126 SBA 7(a) loans totaling $85.8M since 2020. Their average loan size is $681K.
What states does Encore Bank serve?
Encore Bank serves businesses in 13 states: Alabama, Arkansas, Colorado, Connecticut, Florida, Indiana, Michigan, Missouri, North Carolina, Oklahoma, Tennessee, Texas, Utah.
How do I apply for an SBA loan with Encore Bank?
To apply for an SBA 7(a) loan with Encore Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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