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F & M Bank and Trust Company

MANCHESTER, GA 31816

4
Loans Approved
$1.7M
Total Volume
$421K
Avg Loan Size
2
States Served

States Served

GeorgiaNorth Carolina

Top Industries Financed

  • Commercial Gravure Printing
  • All Other Miscellaneous Manufacturing
  • Offices of Lawyers
  • Surgical Appliance and Supplies Manufacturing

Quick Summary

F & M Bank and Trust Company is an SBA-approved lender headquartered in MANCHESTER, Georgia. Since 2020, they have approved 4 SBA 7(a) loans totaling $1.7M, with an average loan size of $421K. They serve businesses across 2 states.

About F & M Bank and Trust Company

F & M Bank and Trust Company is an SBA-approved lender headquartered in MANCHESTER, Georgia. Since 2020, they have approved 4 SBA 7(a) loans totaling $1.7M, with an average loan size of $421K. They serve businesses across 2 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is F & M Bank and Trust Company an SBA Preferred Lender?

F & M Bank and Trust Company is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has F & M Bank and Trust Company approved?

According to SBA FOIA public records, F & M Bank and Trust Company has approved 4 SBA 7(a) loans totaling $1.7M since 2020. Their average loan size is $421K.

What states does F & M Bank and Trust Company serve?

F & M Bank and Trust Company serves businesses in 2 states: Georgia, North Carolina.

How do I apply for an SBA loan with F & M Bank and Trust Company?

To apply for an SBA 7(a) loan with F & M Bank and Trust Company, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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