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Farmers and Merchants Bank

LAKELAND, GA 31635

16
Loans Approved
$41.3M
Total Volume
$2.6M
Avg Loan Size
2
States Served

States Served

FloridaGeorgia

Top Industries Financed

  • Asphalt Paving Mixture and Block Manufacturing
  • Full-Service Restaurants
  • Berry (except Strawberry) Farming
  • Educational Support Services
  • Jewelry Stores

Quick Summary

Farmers and Merchants Bank is an SBA-approved lender headquartered in LAKELAND, Georgia. Since 2020, they have approved 16 SBA 7(a) loans totaling $41.3M, with an average loan size of $2.6M. They serve businesses across 2 states.

About Farmers and Merchants Bank

Farmers and Merchants Bank is an SBA-approved lender headquartered in LAKELAND, Georgia. Since 2020, they have approved 16 SBA 7(a) loans totaling $41.3M, with an average loan size of $2.6M. They serve businesses across 2 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Farmers and Merchants Bank an SBA Preferred Lender?

Farmers and Merchants Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has Farmers and Merchants Bank approved?

According to SBA FOIA public records, Farmers and Merchants Bank has approved 16 SBA 7(a) loans totaling $41.3M since 2020. Their average loan size is $2.6M.

What states does Farmers and Merchants Bank serve?

Farmers and Merchants Bank serves businesses in 2 states: Florida, Georgia.

How do I apply for an SBA loan with Farmers and Merchants Bank?

To apply for an SBA 7(a) loan with Farmers and Merchants Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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