States Served
Top Industries Financed
- Full-Service Restaurants
- Landscaping Services
- Barber Shops
Quick Summary
First Citizens Bank is an SBA-approved lender headquartered in LUVERNE, Alabama. Since 2020, they have approved 4 SBA 7(a) loans totaling $805K, with an average loan size of $201K. They primarily serve Alabama businesses.
About First Citizens Bank
First Citizens Bank is an SBA-approved lender headquartered in LUVERNE, Alabama. Since 2020, they have approved 4 SBA 7(a) loans totaling $805K, with an average loan size of $201K. They primarily serve businesses in Alabama.
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Frequently Asked Questions
Is First Citizens Bank an SBA Preferred Lender?
First Citizens Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.
How many SBA loans has First Citizens Bank approved?
According to SBA FOIA public records, First Citizens Bank has approved 4 SBA 7(a) loans totaling $805K since 2020. Their average loan size is $201K.
What states does First Citizens Bank serve?
First Citizens Bank primarily serves businesses in Alabama.
How do I apply for an SBA loan with First Citizens Bank?
To apply for an SBA 7(a) loan with First Citizens Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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