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First Financial Bank

Cincinnati, OH 45202

⭐ SBA Preferred Lender
296
Loans Approved
$135.1M
Total Volume
$457K
Avg Loan Size
8
States Served

States Served

FloridaIllinoisIndianaKentuckyMissouriOhioPennsylvaniaVermont

Top Industries Financed

  • Offices of Dentists
  • Machine Shops
  • Supermarkets and Other Grocery (except Convenience) Stores
  • Offices of Chiropractors
  • Fitness and Recreational Sports Centers

Quick Summary

First Financial Bank is an SBA-approved lender headquartered in Cincinnati, Ohio. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 296 SBA 7(a) loans totaling $135.1M, with an average loan size of $457K. They serve businesses across 8 states.

About First Financial Bank

First Financial Bank is an SBA-approved lender headquartered in Cincinnati, Ohio. Since 2020, they have approved 296 SBA 7(a) loans totaling $135.1M, with an average loan size of $457K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 8 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is First Financial Bank an SBA Preferred Lender?

Yes, First Financial Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has First Financial Bank approved?

According to SBA FOIA public records, First Financial Bank has approved 296 SBA 7(a) loans totaling $135.1M since 2020. Their average loan size is $457K.

What states does First Financial Bank serve?

First Financial Bank serves businesses in 8 states: Florida, Illinois, Indiana, Kentucky, Missouri, Ohio, Pennsylvania, Vermont.

How do I apply for an SBA loan with First Financial Bank?

To apply for an SBA 7(a) loan with First Financial Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days