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First Heritage Bank

CENTRALIA, KS 66415

22
Loans Approved
$7.5M
Total Volume
$342K
Avg Loan Size
5
States Served

States Served

Top Industries Financed

  • General Freight Trucking, Local
  • Wood Kitchen Cabinet and Countertop Manufacturing
  • Full-Service Restaurants
  • Site Preparation Contractors
  • Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi

Quick Summary

First Heritage Bank is an SBA-approved lender headquartered in CENTRALIA, Kansas. Since 2020, they have approved 22 SBA 7(a) loans totaling $7.5M, with an average loan size of $342K. They serve businesses across 5 states.

About First Heritage Bank

First Heritage Bank is an SBA-approved lender headquartered in CENTRALIA, Kansas. Since 2020, they have approved 22 SBA 7(a) loans totaling $7.5M, with an average loan size of $342K. They serve businesses across 5 states.

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Frequently Asked Questions

Is First Heritage Bank an SBA Preferred Lender?

First Heritage Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has First Heritage Bank approved?

According to SBA FOIA public records, First Heritage Bank has approved 22 SBA 7(a) loans totaling $7.5M since 2020. Their average loan size is $342K.

What states does First Heritage Bank serve?

First Heritage Bank serves businesses in 5 states: Georgia, Kansas, Missouri, Oregon, Virginia.

How do I apply for an SBA loan with First Heritage Bank?

To apply for an SBA 7(a) loan with First Heritage Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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