States Served
Top Industries Financed
- Offices of Physicians (except Mental Health Specialists)
- Plumbing, Heating, and Air-Conditioning Contractors
- All Other Specialty Trade Contractors
- Full-Service Restaurants
- General Automotive Repair
Quick Summary
First Horizon Bank is an SBA-approved lender headquartered in MEMPHIS, Tennessee. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 210 SBA 7(a) loans totaling $249.6M, with an average loan size of $1.2M. They serve businesses across 14 states.
About First Horizon Bank
First Horizon Bank is an SBA-approved lender headquartered in MEMPHIS, Tennessee. Since 2020, they have approved 210 SBA 7(a) loans totaling $249.6M, with an average loan size of $1.2M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 14 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is First Horizon Bank an SBA Preferred Lender?
Yes, First Horizon Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has First Horizon Bank approved?
According to SBA FOIA public records, First Horizon Bank has approved 210 SBA 7(a) loans totaling $249.6M since 2020. Their average loan size is $1.2M.
What states does First Horizon Bank serve?
First Horizon Bank serves businesses in 14 states: Alabama, Arkansas, Florida, Georgia, Illinois, Kansas, Kentucky, Louisiana, North Carolina, Nevada, New York, South Carolina, Tennessee, Texas.
How do I apply for an SBA loan with First Horizon Bank?
To apply for an SBA 7(a) loan with First Horizon Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact First Horizon Bank
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days