States Served
Top Industries Financed
- All Other Miscellaneous Fabricated Metal Product Manufacturing
- Commercial and Institutional Building Construction
- Full-Service Restaurants
- Beauty Salons
- Offices of Optometrists
Quick Summary
First National Bank of Michigan is an SBA-approved lender headquartered in KALAMAZOO, Michigan. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 40 SBA 7(a) loans totaling $32.0M, with an average loan size of $800K. They serve businesses across 2 states.
About First National Bank of Michigan
First National Bank of Michigan is an SBA-approved lender headquartered in KALAMAZOO, Michigan. Since 2020, they have approved 40 SBA 7(a) loans totaling $32.0M, with an average loan size of $800K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.
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Frequently Asked Questions
Is First National Bank of Michigan an SBA Preferred Lender?
Yes, First National Bank of Michigan is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has First National Bank of Michigan approved?
According to SBA FOIA public records, First National Bank of Michigan has approved 40 SBA 7(a) loans totaling $32.0M since 2020. Their average loan size is $800K.
What states does First National Bank of Michigan serve?
First National Bank of Michigan serves businesses in 2 states: Michigan, West Virginia.
How do I apply for an SBA loan with First National Bank of Michigan?
To apply for an SBA 7(a) loan with First National Bank of Michigan, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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