States Served
Top Industries Financed
- Hotels (except Casino Hotels) and Motels
- Child Day Care Services
- Postharvest Crop Activities (except Cotton Ginning)
- Pharmacies and Drug Stores
- Limited-Service Restaurants
Quick Summary
First Port City Bank is an SBA-approved lender headquartered in BAINBRIDGE, Georgia. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 70 SBA 7(a) loans totaling $71.5M, with an average loan size of $1.0M. They serve businesses across 5 states.
About First Port City Bank
First Port City Bank is an SBA-approved lender headquartered in BAINBRIDGE, Georgia. Since 2020, they have approved 70 SBA 7(a) loans totaling $71.5M, with an average loan size of $1.0M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 5 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is First Port City Bank an SBA Preferred Lender?
Yes, First Port City Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has First Port City Bank approved?
According to SBA FOIA public records, First Port City Bank has approved 70 SBA 7(a) loans totaling $71.5M since 2020. Their average loan size is $1.0M.
What states does First Port City Bank serve?
First Port City Bank serves businesses in 5 states: Alabama, Florida, Georgia, Mississippi, North Carolina.
How do I apply for an SBA loan with First Port City Bank?
To apply for an SBA 7(a) loan with First Port City Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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