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First Southern Bank

WAYCROSS, GA 31501

8
Loans Approved
$18.5M
Total Volume
$2.3M
Avg Loan Size
2
States Served

States Served

FloridaGeorgia

Top Industries Financed

  • Continuing Care Retirement Communities
  • Sheet Metal Work Manufacturing
  • All Other Converted Paper Product Manufacturing
  • Hotels (except Casino Hotels) and Motels
  • Support Activities for Forestry

Quick Summary

First Southern Bank is an SBA-approved lender headquartered in WAYCROSS, Georgia. Since 2020, they have approved 8 SBA 7(a) loans totaling $18.5M, with an average loan size of $2.3M. They serve businesses across 2 states.

About First Southern Bank

First Southern Bank is an SBA-approved lender headquartered in WAYCROSS, Georgia. Since 2020, they have approved 8 SBA 7(a) loans totaling $18.5M, with an average loan size of $2.3M. They serve businesses across 2 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is First Southern Bank an SBA Preferred Lender?

First Southern Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has First Southern Bank approved?

According to SBA FOIA public records, First Southern Bank has approved 8 SBA 7(a) loans totaling $18.5M since 2020. Their average loan size is $2.3M.

What states does First Southern Bank serve?

First Southern Bank serves businesses in 2 states: Florida, Georgia.

How do I apply for an SBA loan with First Southern Bank?

To apply for an SBA 7(a) loan with First Southern Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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