Top Industries Financed
- Support Activities for Oil and Gas Operations
- Full-Service Restaurants
- Car Washes
- Other Building Equipment Contractors
- Other Support Activities for Road Transportation
Quick Summary
FMS Bank is an SBA-approved lender headquartered in FORT MORGAN, Colorado. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 44 SBA 7(a) loans totaling $37.5M, with an average loan size of $852K. They serve businesses across 2 states.
About FMS Bank
FMS Bank is an SBA-approved lender headquartered in FORT MORGAN, Colorado. Since 2020, they have approved 44 SBA 7(a) loans totaling $37.5M, with an average loan size of $852K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is FMS Bank an SBA Preferred Lender?
Yes, FMS Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has FMS Bank approved?
According to SBA FOIA public records, FMS Bank has approved 44 SBA 7(a) loans totaling $37.5M since 2020. Their average loan size is $852K.
What states does FMS Bank serve?
FMS Bank serves businesses in 2 states: Colorado, Wyoming.
How do I apply for an SBA loan with FMS Bank?
To apply for an SBA 7(a) loan with FMS Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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