Top Industries Financed
- Security Systems Services (except Locksmiths)
- Other Clothing Stores
- Limited-Service Restaurants
- General Freight Trucking, Local
- General Automotive Repair
Quick Summary
FNBC Bank is an SBA-approved lender headquartered in ASH FLAT, Arkansas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 82 SBA 7(a) loans totaling $39.1M, with an average loan size of $476K. They serve businesses across 4 states.
About FNBC Bank
FNBC Bank is an SBA-approved lender headquartered in ASH FLAT, Arkansas. Since 2020, they have approved 82 SBA 7(a) loans totaling $39.1M, with an average loan size of $476K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 4 states.
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Frequently Asked Questions
Is FNBC Bank an SBA Preferred Lender?
Yes, FNBC Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has FNBC Bank approved?
According to SBA FOIA public records, FNBC Bank has approved 82 SBA 7(a) loans totaling $39.1M since 2020. Their average loan size is $476K.
What states does FNBC Bank serve?
FNBC Bank serves businesses in 4 states: Arkansas, Colorado, Missouri, Tennessee.
How do I apply for an SBA loan with FNBC Bank?
To apply for an SBA 7(a) loan with FNBC Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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