Top Industries Financed
- Fitness and Recreational Sports Centers
- Full-Service Restaurants
- Limited-Service Restaurants
- Snack and Nonalcoholic Beverage Bars
- Offices of Physicians (except Mental Health Specialists)
Quick Summary
Frost Bank is an SBA-approved lender headquartered in SAN ANTONIO, Texas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 550 SBA 7(a) loans totaling $351.7M, with an average loan size of $639K. They serve businesses across 6 states.
About Frost Bank
Frost Bank is an SBA-approved lender headquartered in SAN ANTONIO, Texas. Since 2020, they have approved 550 SBA 7(a) loans totaling $351.7M, with an average loan size of $639K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 6 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Frost Bank an SBA Preferred Lender?
Yes, Frost Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Frost Bank approved?
According to SBA FOIA public records, Frost Bank has approved 550 SBA 7(a) loans totaling $351.7M since 2020. Their average loan size is $639K.
What states does Frost Bank serve?
Frost Bank serves businesses in 6 states: Colorado, Louisiana, Missouri, North Carolina, Oklahoma, Texas.
How do I apply for an SBA loan with Frost Bank?
To apply for an SBA 7(a) loan with Frost Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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