Top Industries Financed
- Limited-Service Restaurants
- Offices of Certified Public Accountants
- Fitness and Recreational Sports Centers
- Specialized Freight (except Used Goods) Trucking, Local
- Electrical Contractors
Quick Summary
Guaranty Bank is an SBA-approved lender headquartered in SPRINGFIELD, Missouri. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 129 SBA 7(a) loans totaling $49.0M, with an average loan size of $380K. They serve businesses across 3 states.
About Guaranty Bank
Guaranty Bank is an SBA-approved lender headquartered in SPRINGFIELD, Missouri. Since 2020, they have approved 129 SBA 7(a) loans totaling $49.0M, with an average loan size of $380K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 3 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is Guaranty Bank an SBA Preferred Lender?
Yes, Guaranty Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Guaranty Bank approved?
According to SBA FOIA public records, Guaranty Bank has approved 129 SBA 7(a) loans totaling $49.0M since 2020. Their average loan size is $380K.
What states does Guaranty Bank serve?
Guaranty Bank serves businesses in 3 states: Arkansas, Kansas, Missouri.
How do I apply for an SBA loan with Guaranty Bank?
To apply for an SBA 7(a) loan with Guaranty Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact Guaranty Bank
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days