States Served
Top Industries Financed
- Industrial Valve Manufacturing
- Welding and Soldering Equipment Manufacturing
- Offices of Physicians (except Mental Health Specialists)
- General Automotive Repair
- All Other Amusement and Recreation Industries
Quick Summary
Heritage Bank, National Association is an SBA-approved lender headquartered in SPICER, Minnesota. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 13 SBA 7(a) loans totaling $9.5M, with an average loan size of $729K. They serve businesses across 2 states.
About Heritage Bank, National Association
Heritage Bank, National Association is an SBA-approved lender headquartered in SPICER, Minnesota. Since 2020, they have approved 13 SBA 7(a) loans totaling $9.5M, with an average loan size of $729K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Heritage Bank, National Association an SBA Preferred Lender?
Yes, Heritage Bank, National Association is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Heritage Bank, National Association approved?
According to SBA FOIA public records, Heritage Bank, National Association has approved 13 SBA 7(a) loans totaling $9.5M since 2020. Their average loan size is $729K.
What states does Heritage Bank, National Association serve?
Heritage Bank, National Association serves businesses in 2 states: Minnesota, South Dakota.
How do I apply for an SBA loan with Heritage Bank, National Association?
To apply for an SBA 7(a) loan with Heritage Bank, National Association, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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