Top Industries Financed
- Limited-Service Restaurants
- Full-Service Restaurants
- Landscaping Services
- Fitness and Recreational Sports Centers
- Offices of Chiropractors
Quick Summary
Heritage Federal Credit Union is an SBA-approved lender headquartered in NEWBURGH, Indiana. Since 2020, they have approved 81 SBA 7(a) loans totaling $16.8M, with an average loan size of $208K. They serve businesses across 2 states.
About Heritage Federal Credit Union
Heritage Federal Credit Union is an SBA-approved lender headquartered in NEWBURGH, Indiana. Since 2020, they have approved 81 SBA 7(a) loans totaling $16.8M, with an average loan size of $208K. They serve businesses across 2 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is Heritage Federal Credit Union an SBA Preferred Lender?
Heritage Federal Credit Union is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.
How many SBA loans has Heritage Federal Credit Union approved?
According to SBA FOIA public records, Heritage Federal Credit Union has approved 81 SBA 7(a) loans totaling $16.8M since 2020. Their average loan size is $208K.
What states does Heritage Federal Credit Union serve?
Heritage Federal Credit Union serves businesses in 2 states: Indiana, Kentucky.
How do I apply for an SBA loan with Heritage Federal Credit Union?
To apply for an SBA 7(a) loan with Heritage Federal Credit Union, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact Heritage Federal Credit Union
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days