Top Industries Financed
- Limited-Service Restaurants
- Landscaping Services
- Fitness and Recreational Sports Centers
- General Freight Trucking, Local
- All Other Specialty Trade Contractors
Quick Summary
Horizon Bank is an SBA-approved lender headquartered in Michigan City, Indiana. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 276 SBA 7(a) loans totaling $115.9M, with an average loan size of $420K. They serve businesses across 2 states.
About Horizon Bank
Horizon Bank is an SBA-approved lender headquartered in Michigan City, Indiana. Since 2020, they have approved 276 SBA 7(a) loans totaling $115.9M, with an average loan size of $420K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.
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Frequently Asked Questions
Is Horizon Bank an SBA Preferred Lender?
Yes, Horizon Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Horizon Bank approved?
According to SBA FOIA public records, Horizon Bank has approved 276 SBA 7(a) loans totaling $115.9M since 2020. Their average loan size is $420K.
What states does Horizon Bank serve?
Horizon Bank serves businesses in 2 states: Indiana, Michigan.
How do I apply for an SBA loan with Horizon Bank?
To apply for an SBA 7(a) loan with Horizon Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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