States Served
Top Industries Financed
- Retail Bakeries
- Polish and Other Sanitation Good Manufacturing
Quick Summary
Houghton State Bank is an SBA-approved lender headquartered in RED OAK, Iowa. Since 2020, they have approved 3 SBA 7(a) loans totaling $506K, with an average loan size of $169K. They primarily serve Iowa businesses.
About Houghton State Bank
Houghton State Bank is an SBA-approved lender headquartered in RED OAK, Iowa. Since 2020, they have approved 3 SBA 7(a) loans totaling $506K, with an average loan size of $169K. They primarily serve businesses in Iowa.
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Frequently Asked Questions
Is Houghton State Bank an SBA Preferred Lender?
Houghton State Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.
How many SBA loans has Houghton State Bank approved?
According to SBA FOIA public records, Houghton State Bank has approved 3 SBA 7(a) loans totaling $506K since 2020. Their average loan size is $169K.
What states does Houghton State Bank serve?
Houghton State Bank primarily serves businesses in Iowa.
How do I apply for an SBA loan with Houghton State Bank?
To apply for an SBA 7(a) loan with Houghton State Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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