Institute Capital, Inc.
Durham, NC 27701
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Full-Service Restaurants
- Pet Care (except Veterinary) Services
- Child Day Care Services
- General Freight Trucking, Local
- All Other Outpatient Care Centers
Quick Summary
Institute Capital, Inc. is an SBA-approved lender headquartered in Durham, North Carolina. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 13 SBA 7(a) loans totaling $2.1M, with an average loan size of $163K. They serve businesses across 3 states.
About Institute Capital, Inc.
Institute Capital, Inc. is an SBA-approved lender headquartered in Durham, North Carolina. Since 2020, they have approved 13 SBA 7(a) loans totaling $2.1M, with an average loan size of $163K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 3 states.
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Frequently Asked Questions
Is Institute Capital, Inc. an SBA Preferred Lender?
Yes, Institute Capital, Inc. is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Institute Capital, Inc. approved?
According to SBA FOIA public records, Institute Capital, Inc. has approved 13 SBA 7(a) loans totaling $2.1M since 2020. Their average loan size is $163K.
What states does Institute Capital, Inc. serve?
Institute Capital, Inc. serves businesses in 3 states: North Carolina, South Carolina, Virginia.
How do I apply for an SBA loan with Institute Capital, Inc.?
To apply for an SBA 7(a) loan with Institute Capital, Inc., contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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