Top Industries Financed
- Limited-Service Restaurants
- Landscaping Services
- Breweries
- Full-Service Restaurants
- Offices of Certified Public Accountants
Quick Summary
NBT Bank, National Association is an SBA-approved lender headquartered in NORWICH, New York. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 233 SBA 7(a) loans totaling $83.0M, with an average loan size of $356K. They serve businesses across 7 states.
About NBT Bank, National Association
NBT Bank, National Association is an SBA-approved lender headquartered in NORWICH, New York. Since 2020, they have approved 233 SBA 7(a) loans totaling $83.0M, with an average loan size of $356K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 7 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is NBT Bank, National Association an SBA Preferred Lender?
Yes, NBT Bank, National Association is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has NBT Bank, National Association approved?
According to SBA FOIA public records, NBT Bank, National Association has approved 233 SBA 7(a) loans totaling $83.0M since 2020. Their average loan size is $356K.
What states does NBT Bank, National Association serve?
NBT Bank, National Association serves businesses in 7 states: Connecticut, Massachusetts, Maine, New Hampshire, New York, Pennsylvania, Vermont.
How do I apply for an SBA loan with NBT Bank, National Association?
To apply for an SBA 7(a) loan with NBT Bank, National Association, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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