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NSB Bank

MASON CITY, IA 50401

⭐ SBA Preferred Lender
15
Loans Approved
$9.4M
Total Volume
$626K
Avg Loan Size
1
States Served

States Served

Iowa

Top Industries Financed

  • Landscaping Services
  • All Other Specialty Trade Contractors
  • Drinking Places (Alcoholic Beverages)
  • Insurance Agencies and Brokerages
  • Limited-Service Restaurants

Quick Summary

NSB Bank is an SBA-approved lender headquartered in MASON CITY, Iowa. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 15 SBA 7(a) loans totaling $9.4M, with an average loan size of $626K. They primarily serve Iowa businesses.

About NSB Bank

NSB Bank is an SBA-approved lender headquartered in MASON CITY, Iowa. Since 2020, they have approved 15 SBA 7(a) loans totaling $9.4M, with an average loan size of $626K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in Iowa.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is NSB Bank an SBA Preferred Lender?

Yes, NSB Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has NSB Bank approved?

According to SBA FOIA public records, NSB Bank has approved 15 SBA 7(a) loans totaling $9.4M since 2020. Their average loan size is $626K.

What states does NSB Bank serve?

NSB Bank primarily serves businesses in Iowa.

How do I apply for an SBA loan with NSB Bank?

To apply for an SBA 7(a) loan with NSB Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days