States Served
Top Industries Financed
- Offices of Physicians (except Mental Health Specialists)
- General Freight Trucking, Local
- All Other Amusement and Recreation Industries
- Fitness and Recreational Sports Centers
- Commercial Bakeries
Quick Summary
Ocean Bank is an SBA-approved lender headquartered in MIAMI, Florida. Since 2020, they have approved 21 SBA 7(a) loans totaling $30.8M, with an average loan size of $1.5M. They serve businesses across 2 states.
About Ocean Bank
Ocean Bank is an SBA-approved lender headquartered in MIAMI, Florida. Since 2020, they have approved 21 SBA 7(a) loans totaling $30.8M, with an average loan size of $1.5M. They serve businesses across 2 states.
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Frequently Asked Questions
Is Ocean Bank an SBA Preferred Lender?
Ocean Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.
How many SBA loans has Ocean Bank approved?
According to SBA FOIA public records, Ocean Bank has approved 21 SBA 7(a) loans totaling $30.8M since 2020. Their average loan size is $1.5M.
What states does Ocean Bank serve?
Ocean Bank serves businesses in 2 states: Florida, New Mexico.
How do I apply for an SBA loan with Ocean Bank?
To apply for an SBA 7(a) loan with Ocean Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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