OceanFirst Bank, National Association
TOMS RIVER, NJ 8753
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- All Other Specialty Food Stores
- Dance Companies
Quick Summary
OceanFirst Bank, National Association is an SBA-approved lender headquartered in TOMS RIVER, New Jersey. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 2 SBA 7(a) loans totaling $2.4M, with an average loan size of $1.2M. They primarily serve New Jersey businesses.
About OceanFirst Bank, National Association
OceanFirst Bank, National Association is an SBA-approved lender headquartered in TOMS RIVER, New Jersey. Since 2020, they have approved 2 SBA 7(a) loans totaling $2.4M, with an average loan size of $1.2M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in New Jersey.
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Frequently Asked Questions
Is OceanFirst Bank, National Association an SBA Preferred Lender?
Yes, OceanFirst Bank, National Association is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has OceanFirst Bank, National Association approved?
According to SBA FOIA public records, OceanFirst Bank, National Association has approved 2 SBA 7(a) loans totaling $2.4M since 2020. Their average loan size is $1.2M.
What states does OceanFirst Bank, National Association serve?
OceanFirst Bank, National Association primarily serves businesses in New Jersey.
How do I apply for an SBA loan with OceanFirst Bank, National Association?
To apply for an SBA 7(a) loan with OceanFirst Bank, National Association, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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